Notice to Participants of Consequences of Failure to Defer Distribution

The IRS has issued proposed regulations under Sections 402(f), 411(a)(11) and 417 regarding the expanded notice requirements enacted as part of the Pension Protection Act of 2006. The proposed regulations provide that the notice advising participants of the right, if any, to defer distribution must also inform the participant of the consequences of failing to defer receipt.

Document Excerpt

This document contains proposed regulations under sections 402(f), 411(a)(11) and 417 of the Internal Revenue Code (Code). The proposed regulations would provide that the notice required under section 411(a)(11) to be provided to a participant of his or her right, if any, to defer receipt of an immediately distributable benefit must also describe the consequences of failing to defer receipt of the distribution.

Link http://edocket.access.gpo.gov/2008/E8-23918.htm

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