DOL Compliance Assistance on Association Health Plans

Document Excerpt

A new Department of Labor rule expands the ability of employers, including sole proprietors and self-employed workers, to participate in Association Health Plans. For many employers, employees, and their families, these employee benefit plans will offer greater flexibility and more affordable benefits. Like other workplace health plans, these plans are subject to important state and federal consumer protection rules and requirements. To meet their responsibilities, plan sponsors and employers need to understand some basic rules for managing and operating group health plans and other employee welfare benefit plans, particularly those set out in the Employee Retirement Income Security Act (ERISA). ERISA sets standards of conduct for those who manage group health plans (including Association Health Plans) and their assets. The Department of Labor can help employers understand their responsibilities under ERISA.


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