DOL Guidance

Executive Order on Strengthening Retirement Security

Document Excerpt •The Departments will consider changes to make it easier for businesses to join together to offer Association Retirement Plans (ARPs), also known as Multiple Employer Plans. Link https://www.whitehouse.gov/briefings-statements/president-donald-j-trump-strengthening-retirement-security-american-workers/

DOL Compliance Assistance on Association Health Plans

Document Excerpt A new Department of Labor rule expands the ability of employers, including sole proprietors and self-employed workers, to participate in Association Health Plans. For many employers, employees, and their families, these employee benefit plans will offer greater flexibility and more affordable benefits. Like other workplace health plans, these plans are subject to important […]

Proposed Regulations Adopting Methodology for Risk Adjustment Program for the 2018 Benefit Year

Document Excerpt This rule proposes to adopt the risk adjustment methodology that HHS previously established for the 2018 benefit year. In February 2018, a district court vacated the use of statewide average premium in the HHS-operated risk adjustment methodology for the 2014 through 2018 benefit years. HHS is proposing to adopt the HHS-operated risk adjustment […]

Final Regulations on Short-Term, Limited Duration Insurance

Document Excerpt This final rule amends the definition of short-term, limited-duration insurance for purposes of its exclusion from the definition of individual health insurance coverage. This action is being taken to lengthen the maximum duration of short-term, limited-duration insurance, which will provide more affordable consumer choices for health coverage. Link https://www.federalregister.gov/documents/2018/08/03/2018-16568/short-term-limited-duration-insurance

Association Health Plans for Small Businesses

The Trump Administration’s reform to allow small businesses to purchase association health plans thereby avoiding many of the rules crafted to apply to small business health insurance. Document Excerpt This document contains a final regulation under Title I of the Employee Retirement Income Security Act (ERISA) that establishes additional criteria under ERISA section 3(5) for […]

ERISA Advisory Council on Guidance on Bonding Requirements

The EBSA has asked the 2018 ERISA Advisory Council to evaluate the effectiveness of existing guidance governing bonding requirements. Document Excerpt The Employee Benefits Security Administration (the “Department”) has asked the Council to evaluate the effectiveness of the Department’s regulations and sub-regulatory guidance promulgated under section 412 of ERISA in safeguarding plan funds or other […]

DOL’s Annual Report to Congress on Self-Insured Group Health Plans

DOL releases its annual report to Congress on self-insured group health plans. Document Excerpt Link https://www.dol.gov/sites/default/files/ebsa/researchers/statistics/retirement-bulletins/annual-report-on-self-insured-group-health-plans-2018.pdf

DOL’s Spring Priority Guidance List

The DOL has released its Spring 2018 Priority Guidance List. Document Excerpt Link https://www.reginfo.gov/public/do/eAgendaMain?operation=OPERATION_GET_AGENCY_RULE_LIST&currentPub=true&agencyCode=&showStage=active&agencyCd=1200&Image58.x=41&Image58.y=15

DOL Temporary Enforcement Policy on Prohibited Transaction Rules for Investment Advice Fiduciaries

In light of the Fifth Circuit’s decision vacating the fiduciary conflict of interest rule, the DOL has issued temporary enforcement guidance on the prohibited transaction rules applicable to investment advice fiduciaries. Document Excerpt Accordingly, for the period from June 9, 2017, until after regulations or exemptions or other administrative guidance has been issued, the Department […]

Notice Clarifying Why Final ACA Rules Won’t be amended to reflect Recommendations of Emergency Room Physicians

The Departments are issuing a Notice to clarify the Departments’ decisions not to adopt recommendations made by the American College of Emergency Physicians as reflected in a complaint filed in the United States District Court of Columbia. Document Excerpt The American College of Emergency Physicians (ACEP) filed a complaint in the United States District Court […]

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