<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	>

<channel>
	<title>Benefits Forward &#187; DOL Guidance</title>
	<atom:link href="http://benefitsforward.com/category/dol/feed/" rel="self" type="application/rss+xml" />
	<link>http://benefitsforward.com</link>
	<description>Benefits News for Practitioners and Employers</description>
	<pubDate>Fri, 03 Sep 2010 19:12:19 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.5.1</generator>
	<language>en</language>
			<item>
		<title>Updated FAQs on COBRA Premium Reduction</title>
		<link>http://benefitsforward.com/2010/08/31/updated-faqs-on-cobra-premium-reduction/</link>
		<comments>http://benefitsforward.com/2010/08/31/updated-faqs-on-cobra-premium-reduction/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 14:11:56 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
		
		<category><![CDATA[DOL Guidance]]></category>

		<category><![CDATA[COBRA]]></category>

		<category><![CDATA[DOD]]></category>

		<category><![CDATA[premium reduction]]></category>

		<category><![CDATA[subsidy]]></category>

		<guid isPermaLink="false">http://benefitsforward.com/?p=535</guid>
		<description><![CDATA[The DOL has updated its COBRA page to include an update to its FAQs on the COBRA premium reduction.

]]></description>
			<content:encoded><![CDATA[<p>The DOL has updated its COBRA page to include an update to its FAQs on the COBRA premium reduction.</p>
<p><strong>Document Excerpt</strong></p>
<p align="justify"><a name="section2"></a><span class="header-topic">FAQs on the COBRA Premium Reduction Extension Provisions Related To The Continuing Extension Act Of 2010.</span></p>
<p align="justify">Link <a href="http://www.dol.gov/ebsa/faqs/faq-cobra-premiumreductionEE.html">http://www.dol.gov/ebsa/faqs/faq-cobra-premiumreductionEE.html</a></p>
]]></content:encoded>
			<wfw:commentRss>http://benefitsforward.com/2010/08/31/updated-faqs-on-cobra-premium-reduction/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Fact Sheet on Maintaining COBRA After the Premium Reduction Ends</title>
		<link>http://benefitsforward.com/2010/08/31/fact-sheet-on-maintaining-cobra-after-the-premium-reduction-ends/</link>
		<comments>http://benefitsforward.com/2010/08/31/fact-sheet-on-maintaining-cobra-after-the-premium-reduction-ends/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 14:07:02 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
		
		<category><![CDATA[DOL Guidance]]></category>

		<category><![CDATA[COBRA]]></category>

		<category><![CDATA[premium subsidy]]></category>

		<guid isPermaLink="false">http://benefitsforward.com/?p=534</guid>
		<description><![CDATA[The DOL has released a Fact Sheet on maintaining COBRA coverage after the premium reduction ends.

]]></description>
			<content:encoded><![CDATA[<p>The DOL has released a Fact Sheet on maintaining COBRA coverage after the premium reduction ends.</p>
<p><strong>Document Excerpt</strong></p>
<p align="justify">The American Recovery and Reinvestment Act (ARRA) provided a COBRA premium reduction for eligible individuals who were involuntarily terminated from employment through May 31, 2010. Individuals who qualified on or before May 31, 2010 may continue to pay reduced premiums for up to 15 months, as long as they are not eligible for another group health plan or Medicare. Those individuals who qualified for the premium reduction were only required to pay 35 percent of the COBRA premium otherwise due to the plan. If your COBRA continuation coverage lasts for more than 15 months, you will need to pay the full amount to continue your COBRA continuation coverage.</p>
<p>Link <a href="http://www.dol.gov/ebsa/newsroom/fsExpiringSubsidy.html">http://www.dol.gov/ebsa/newsroom/fsExpiringSubsidy.html</a></p>
]]></content:encoded>
			<wfw:commentRss>http://benefitsforward.com/2010/08/31/fact-sheet-on-maintaining-cobra-after-the-premium-reduction-ends/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Proposed Rule on Prohibited Transaction Exemption Procedures</title>
		<link>http://benefitsforward.com/2010/08/31/proposed-rule-on-prohibited-transaction-exemption-procedures/</link>
		<comments>http://benefitsforward.com/2010/08/31/proposed-rule-on-prohibited-transaction-exemption-procedures/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 13:58:45 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
		
		<category><![CDATA[DOL Guidance]]></category>

		<category><![CDATA[exemption]]></category>

		<category><![CDATA[prohibited transaction]]></category>

		<guid isPermaLink="false">http://benefitsforward.com/?p=533</guid>
		<description><![CDATA[The DOL has issued a proposed rule amending and restating its rules on obtaining prohibited transaction exemption relief.

]]></description>
			<content:encoded><![CDATA[<p>The DOL has issued a proposed rule amending and restating its rules on obtaining prohibited transaction exemption relief.</p>
<p><strong>Document Excerpt</strong></p>
<p align="left">
<div><span style="font-size: xx-small; font-family: Melior;"></span></div>
<p><span style="font-size: xx-small; font-family: Melior;"><span style="font-size: xx-small; font-family: Melior;"></p>
<p align="left">This document contains a proposed rule that, if adopted, would supersede the existing procedure governing the filing and processing of applications for administrative exemptions from the prohibited transaction provisions of the Employee Retirement Income Security Act of 1974 (ERISA), the Internal Revenue Code of 1986 (the Code), and the Federal Employees’ Retirement System Act of 1986 (FERSA). The Secretary of Labor is authorized to grant exemptions from the prohibited transaction provisions of ERISA, the Code, and FERSA and to establish an exemption procedure to provide for such relief. The proposed rule would clarify and consolidate the Department of Labor’s exemption procedures and provide the public with a more comprehensive description of the prohibited transaction exemption process.</p>
<p> </p>
<p></span></span>
</p>
<p align="left">Link <a href="http://edocket.access.gpo.gov/2010/pdf/2010-21073.pdf">http://edocket.access.gpo.gov/2010/pdf/2010-21073.pdf</a></p>
]]></content:encoded>
			<wfw:commentRss>http://benefitsforward.com/2010/08/31/proposed-rule-on-prohibited-transaction-exemption-procedures/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Model Notice of Final External Review Decision</title>
		<link>http://benefitsforward.com/2010/08/25/model-notice-of-final-external-review-decision/</link>
		<comments>http://benefitsforward.com/2010/08/25/model-notice-of-final-external-review-decision/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 14:47:12 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
		
		<category><![CDATA[DOL Guidance]]></category>

		<category><![CDATA[adverse benefit]]></category>

		<category><![CDATA[Affordable Care Act]]></category>

		<category><![CDATA[claims]]></category>

		<category><![CDATA[Model Notice]]></category>

		<guid isPermaLink="false">http://benefitsforward.com/?p=532</guid>
		<description><![CDATA[ The agencies issue a Model Notice which may be used to advise as to the external review decision regarding a claim under the Affordable Care Act.

]]></description>
			<content:encoded><![CDATA[<p> The agencies issue a Model Notice which may be used to advise as to the external review decision regarding a claim under the Affordable Care Act.</p>
<p><strong>Document Excerpt</strong> </p>
<p> <span style="font-size: small;">This document serves as notice of a final external review decision. We have </span><strong><span style="font-size: small; font-family: Times New Roman,Times New Roman;"><span style="font-size: small; font-family: Times New Roman,Times New Roman;">[upheld/overturned/modified] </span></span></strong><span style="font-size: small;">the denial of your request for the provision of, or payment for, a health care service or course of treatment. </span></p>
<p>Link  <a href="http://benefitsforward.com/wp-content/uploads/2010/08/iabdmodelnotice3.pdf">iabdmodelnotice3</a></p>
<p> </p>
<p> </p>
]]></content:encoded>
			<wfw:commentRss>http://benefitsforward.com/2010/08/25/model-notice-of-final-external-review-decision/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Model Notice of Adverse Benefit Determination</title>
		<link>http://benefitsforward.com/2010/08/25/model-notice-of-adverse-benefit-determination/</link>
		<comments>http://benefitsforward.com/2010/08/25/model-notice-of-adverse-benefit-determination/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 14:42:26 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
		
		<category><![CDATA[DOL Guidance]]></category>

		<category><![CDATA[adverse benefit]]></category>

		<category><![CDATA[Affordable Care Act]]></category>

		<category><![CDATA[claims]]></category>

		<category><![CDATA[Model Notice]]></category>

		<guid isPermaLink="false">http://benefitsforward.com/?p=530</guid>
		<description><![CDATA[The agencies release a Model Notice that can be used to advise of the denial of benefits under the Affordable Care Act.
]]></description>
			<content:encoded><![CDATA[<p> The agencies release a Model Notice that can be used to advise of the denial of benefits under the Affordable Care Act.</p>
<p><strong>Document Excerpt</strong></p>
<p align="left"> </p>
<p><span style="font-size: small;">This document serves as notice of an adverse benefit determination. We have declined to provide benefits, in whole or in part, for the requested treatment or service described below. If you think this determination was made in error, you have the right to appeal (see the back of this page for information about your appeal rights). </span></p>
<p>Link      <a href="http://benefitsforward.com/wp-content/uploads/2010/08/iabdmodelnotice2.pdf">iabdmodelnotice2</a></p>
<p> </p>
]]></content:encoded>
			<wfw:commentRss>http://benefitsforward.com/2010/08/25/model-notice-of-adverse-benefit-determination/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Model Notice of Final Adverse Benefit Determination</title>
		<link>http://benefitsforward.com/2010/08/25/model-notice-of-final-adverse-benefit-determination/</link>
		<comments>http://benefitsforward.com/2010/08/25/model-notice-of-final-adverse-benefit-determination/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 14:36:55 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
		
		<category><![CDATA[DOL Guidance]]></category>

		<category><![CDATA[Affordable Care Act]]></category>

		<category><![CDATA[claims]]></category>

		<category><![CDATA[internal review]]></category>

		<guid isPermaLink="false">http://benefitsforward.com/?p=527</guid>
		<description><![CDATA[The agencies have issued a Model Notice which may be used by plans when denying a claim after internal review under the claims and review requirements of the Affordable Care Act.

]]></description>
			<content:encoded><![CDATA[<p>The agencies have issued a Model Notice which may be used by plans when denying a claim after internal review under the claims and review requirements of the Affordable Care Act.</p>
<p><strong>Document Excerpt</strong></p>
<p align="left"> </p>
<p> <span style="font-size: small;">This document serves as notice of a final internal adverse benefit determination. We have declined to provide benefits, in whole or in part, for the requested treatment or service described below. If you think this determination was made in error, you may have the right to appeal (see the back of this page for information about your appeal rights). </span></p>
<p>Link <a href="http://benefitsforward.com/wp-content/uploads/2010/08/iabdmodelnotice1.pdf">iabdmodelnotice1</a></p>
]]></content:encoded>
			<wfw:commentRss>http://benefitsforward.com/2010/08/25/model-notice-of-final-adverse-benefit-determination/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Interim Guidance on External Review for Self-Insured Non-Grandfathered Plans</title>
		<link>http://benefitsforward.com/2010/08/24/interim-guidance-on-external-review-for-self-insured-non-grandfathered-plans/</link>
		<comments>http://benefitsforward.com/2010/08/24/interim-guidance-on-external-review-for-self-insured-non-grandfathered-plans/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 14:10:23 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
		
		<category><![CDATA[DOL Guidance]]></category>

		<category><![CDATA[Appeals]]></category>

		<category><![CDATA[claims]]></category>

		<category><![CDATA[external]]></category>

		<category><![CDATA[Federal external review]]></category>

		<category><![CDATA[non-grandfathered]]></category>

		<category><![CDATA[review]]></category>

		<category><![CDATA[self-insured]]></category>

		<guid isPermaLink="false">http://benefitsforward.com/?p=525</guid>
		<description><![CDATA[Technical Release 2010-01 provides interim guidance on the Federal external review process and for self-insured non-grandfathered plans not subject to State external review procedure.

]]></description>
			<content:encoded><![CDATA[<p>Technical Release 2010-01 provides interim guidance on the Federal external review process for self-insured non-grandfathered plans not subject to State external review procedure.</p>
<p><strong>Document Excerpt</strong></p>
<p>The preamble to the interim final regulations provided that the Departments would issue additional guidance on the Federal external review process. This technical release provides guidance on the interim Federal external review process for self-insured group health plans.</p>
<p>Link <a href="http://www.dol.gov/ebsa/pdf/ACATechnicalRelease2010-01.pdf">http://www.dol.gov/ebsa/pdf/ACATechnicalRelease2010-01.pdf</a></p>
]]></content:encoded>
			<wfw:commentRss>http://benefitsforward.com/2010/08/24/interim-guidance-on-external-review-for-self-insured-non-grandfathered-plans/feed/</wfw:commentRss>
		</item>
		<item>
		<title>EBSA Solicits Nominations for Advisory Council Vacancies</title>
		<link>http://benefitsforward.com/2010/08/03/ebsa-solicits-nominations-for-advisory-council-vacancies/</link>
		<comments>http://benefitsforward.com/2010/08/03/ebsa-solicits-nominations-for-advisory-council-vacancies/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 14:07:46 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
		
		<category><![CDATA[DOL Guidance]]></category>

		<category><![CDATA[Advisory Council]]></category>

		<category><![CDATA[nominations]]></category>

		<guid isPermaLink="false">http://benefitsforward.com/?p=514</guid>
		<description><![CDATA[The EBSA is soliciting nominations for vacancies on the Advisory Councils on welfare and pension plans.

]]></description>
			<content:encoded><![CDATA[<p>The EBSA is soliciting nominations for vacancies on the Advisory Councils on welfare and pension plans.</p>
<p><strong>Document Excerpt</strong></p>
<div></div>
<div><span style="font-size: xx-small; font-family: Melior;"></span></div>
<p><span style="font-size: xx-small; font-family: Melior;"><span style="font-size: xx-small; font-family: Melior;"></p>
<p align="left">Section 512 of the Employee Retirement Income Security Act of 1974 (ERISA), 88 Stat. 895, 29 U.S.C. 1142, provides for the establishment of an Advisory Council on Employee Welfare and Pension Benefit Plans (the Council), which is to consist of 15 members to be appointed by the Secretary of Labor (the Secretary) as follows: three representatives of employee organizations (at least one of whom shall be a representative of an organization whose members are participants in a multiemployer plan); three representatives of employers (at least one of whom shall be a representative of employers maintaining or contributing to multiemployer plans); one representative each from the fields of insurance, corporate trust, actuarial counseling, investment counseling, investment management, and accounting; and three representatives from the general public (one of whom shall be a person representing those receiving benefits from a pension plan). No more than eight members of the Council shall be members of the same political party. </p>
<p> </p>
<p> </p>
<p></span></span></p>
<p>Link <a href="http://edocket.access.gpo.gov/2010/pdf/2010-18897.pdf">http://edocket.access.gpo.gov/2010/pdf/2010-18897.pdf</a> </p>
]]></content:encoded>
			<wfw:commentRss>http://benefitsforward.com/2010/08/03/ebsa-solicits-nominations-for-advisory-council-vacancies/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Withdrawal of Welfare Plan Definition Proposed Regulations</title>
		<link>http://benefitsforward.com/2010/08/03/withdrawal-of-welfare-plan-definition-proposed-regulations/</link>
		<comments>http://benefitsforward.com/2010/08/03/withdrawal-of-welfare-plan-definition-proposed-regulations/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 13:57:30 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
		
		<category><![CDATA[DOL Guidance]]></category>

		<category><![CDATA[welfare plan]]></category>

		<guid isPermaLink="false">http://benefitsforward.com/?p=513</guid>
		<description><![CDATA[After forwarding to the OMB, the DOL has announced that it is withdrawing its proposed regulations setting forth the definition of welfare plan.

]]></description>
			<content:encoded><![CDATA[<p>After forwarding to the OMB, the DOL has announced that it is withdrawing its proposed regulations setting forth the definition of welfare plan.</p>
<p><strong>Document Excerpt</strong></p>
<p><strong>WASHINGTON — </strong>The U.S. Department of Labor&#8217;s Employee Benefits Security Administration today announced its intention to withdraw the proposed regulation on the definition of a welfare benefit plan under the Employee Retirement Income Security Act from review by the Office of Management and Budget</p>
<p>Link <a href="http://www.dol.gov/opa/media/press/ebsa/EBSA20101080.htm">http://www.dol.gov/opa/media/press/ebsa/EBSA20101080.htm</a></p>
]]></content:encoded>
			<wfw:commentRss>http://benefitsforward.com/2010/08/03/withdrawal-of-welfare-plan-definition-proposed-regulations/feed/</wfw:commentRss>
		</item>
		<item>
		<title>NAIC External Review Model Act</title>
		<link>http://benefitsforward.com/2010/07/23/naic-external-review-model-act/</link>
		<comments>http://benefitsforward.com/2010/07/23/naic-external-review-model-act/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 20:02:14 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
		
		<category><![CDATA[Articles, White Papers and Other Information]]></category>

		<category><![CDATA[DOL Guidance]]></category>

		<category><![CDATA[Affordable Care Act]]></category>

		<category><![CDATA[external]]></category>

		<category><![CDATA[Model Act]]></category>

		<category><![CDATA[NAIC]]></category>

		<guid isPermaLink="false">http://benefitsforward.com/?p=510</guid>
		<description><![CDATA[NAIC external review Model Act as most recently amended.

]]></description>
			<content:encoded><![CDATA[<p>NAIC external review Model Act as most recently amended.</p>
<p><strong>Document Excerpt</strong></p>
<p align="left">
<div></div>
<div><span style="font-size: x-small; font-family: CenturySchoolbook;"></span></div>
<p><span style="font-size: x-small; font-family: CenturySchoolbook;"><span style="font-size: x-small; font-family: CenturySchoolbook;"></p>
<p align="left">The NAIC amended this model during the 2010 Spring National Meeting.</p>
<div></div>
<p><span style="font-size: x-small; font-family: CenturySchoolbook;"></p>
<p align="left"> </p>
<div></div>
<p></span></span><span style="font-size: x-small; font-family: CenturySchoolbook;"></p>
<p align="left"> </p>
<p> </p>
<p></span></span>
</p>
<p align="left">Link <a href="http://www.dol.gov/ebsa/pdf/externalreviewmodelact.pdf">http://www.dol.gov/ebsa/pdf/externalreviewmodelact.pdf</a></p>
]]></content:encoded>
			<wfw:commentRss>http://benefitsforward.com/2010/07/23/naic-external-review-model-act/feed/</wfw:commentRss>
		</item>
	</channel>
</rss>
